Personal Injury & Car Accidents
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Personal Injury & Car Accidents: Slip and Fall, Premises Liability, Commercial Truck Accidents, Motorcycle Accidents, Birth Injury, Wrongful Death, More... |
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When looking for the best personal injury lawyers, we are the ones to call!
When it comes to personal injury, our firm understands the stress injured parties have to deal with after an automobile accident or a slip and fall. This is why we are committed to seeing that our client see a medical doctor immediately after an accident. Our client’s health is of paramount importance to us. Once our client starts receiving medical care, our job is to make sure that their bills are paid and they get compensated for their injuries. Each case is different.
PERSONAL INJURY PROTECTION & CHANGE TO PIP LAW:
First, Florida law requires $10,000 Personal Injury Protection (“PIP”) coverage for each car operating in the roads of Florida. The PIP benefits cover payments to the doctors, hospital, and other medical service providers. And in cases where the PIP benefits are exhausted, we make sure that the at-fault-party’s insurance company compensates you enough to take care of the unpaid bills.
Changes in PIP Law Based on the 2012 Amendment to the PIP Statute:
- an insurance company will not pay any PIP benefits if an insured fails to seek treatment within 14 days of an accident;
- an insured must be diagnosed with an emergency medical condition (EMC);
- if the insured is not diagnosed with an EMC, then his or her PIP benefits are limited to $2,500;
- only a medical doctor (MD), osteopathic physician (OD), dentist (DSS), or an advanced registered nurse practitioner (ARNP) is allowed to make the EMC diagnosis; and
- massage therapy and acupuncture are no longer covered under the new law.
BODILY INJURY AND UNINSURED MOTORIST:
Second, as for your own compensation for bodily injury, we first investigate the facts surrounding the accident and then we get the insurance company to disclose the coverage available to the at-fault-party. Based on our client’s injuries and coverage of the at-fault-party, we negotiate settlements with the insurance company once our client finishes with treatment. In cases where the insurance company has refused to properly compensate our client, we file suit to let a jury decide what amount of compensation to which our client is entitled. As a matter of practice, we tend to review our client's own insurance policy to determine whether our client has uninsured motorist or underinsured motorist coverage. If the at-fault party does not have any bodily coverage or has insufficient bodily injury converge, then we may file a UM claim with our client's own carrier to make sure that our client is properly compensated for his or her injury.
